Construction Loans

Secure the financing & platform to build the home of your dreams.

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MonumentMade construction and renovation loan logo

Monument Home Loans is proud to announce our "Dreams with Beams" program, which gives borrowers a better option for building the home of their dreams. When you utilize a Monument Made Construction Loan, you’ll gain access to our collaborative, cloud-based construction loan software which simplifies communication between you, the builder, 3rd party inspectors, title companies and Monument Home Loans. You also get full-time support and real-time tracking for the construction phase of your financing through the entire building process, to ensure you stay on budget and on time with your construction loan.

The Monument Made construction loan process

  • Step 1 - Apply
  • Step 2 - Processing & closing
    • Save time and money with our one time closing construction-to-permanent loan.
  • Step 3 - Construction & collaboration
    • This is where your dreams come to life! Our cloud-based construction loan software will allow for full transparancy into the home building and financing process.
  • Step 4 - Move in
    • The day you are waiting for!

Are you eligible for a construction loan?

Check your eligibility now with Monument Home Loans

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Your One-Time Close Construction Loan Options

5% down payment
Min. Credit Score: 700
The most popular construction loan option of a fixed-rate mortgage with terms from 15 or 30 years.
3.5% down payment
Min. Credit Score: 640
A ‘Federal Housing Administration’ construction loan designed for those with less-than-perfect credit and a lower down payment.
0% down payment
Min. Credit Score: 640
Construction loans dedicated to veterans or active duty service members. Includes exclusive benefits.
USDA Rural Development
0% down payment
Min. Credit Score: 640
Insured by the U.S. Department of Agriculture, USDA construction loans are mortgages in rural areas.

Have some questions?

Check out our construction FAQs page to find a list of the most common construction loan questions and their answers.

Construction FAQs

If you’re interested in building a home in Arlington or accross Virginia, Monument Home Loans can help you make it happen. Please contact us today or apply online in less than 10 minutes using the secure online application below.

Get Started in Less Than 10 Minutes

Get pre-approved with our online mortgage application. It’s simple, fast & secure!