4075 Wilson Blvd, Suite 823,

Arlington, VA 22203

Required Documentation

You will be asked to provide financial documentation for your loan officer. Any missing documentation could cause delays in your loan approval process. Gather these documents to help make your loan application a breeze!


  • Full legal name, Social Security number, and birthdate (in some cases, you may be asked to provide a copy of your Social Security card)
  • Phone number, email address, and current and former residential mailing addresses over the last two years
  • Primary / secondary income amounts & sources
  • Government-issued photo ID

Income Verification

  • Name, addresses, and phone numbers of all employers over the last two years
  • Monthly debt obligations
  • Address of property being purchased, year built, est. down-payment amount, and purchase price
  • Estimates of annual property taxes, homeowners insurance, and any homeowner association dues

Income Verification (self employed)

  • Federal tax returns (personal and business) for the past three years
  • Profit and loss statement (year-to-date)
  • List of all business debts

Income/Tax Documents

  • IRS Form 4506-T – Request for tax transcript, completed, signed and dated
  • Pay stubs covering the last 30 days
  • W-2s for the past two years
  • Federal tax returns (1040s) for the past two years
  • Written explanation if employed less than two years or employment gap exists within the last two years

Credit Verification

  • Credit explanation letter for late payments, collections, judgments, or other derogatory items in credit history
  • Judicial Decree or court order for each obligation due to legal action
  • Bankruptcy/discharge papers for any bankruptcies in credit history
  • Payment history for public utilities, phone, cable TV

Asset Verification

  • Asset/bank statements – Most recent two months’ statements for all accounts listed on the application (savings, checking, retirement, stock, bonds, etc.)
  • *Include all pages of the statement, including ones that are blank.


  • Homeowners insurance information, including agent’s name, address, phone number and email address
  • Phone number, email address, and current and former residential mailing addresses over the last two years
  • Purchase contract signed by all parties
Monument Home Loans logo

If you have a loan officer you are working with, please select them from the list below.